Do you write Xactimate estimates for Minnesota claims?

Yes. Estimating is remote, so the same team covers every Minnesota address, including Minneapolis–St. Paul. Each estimate is priced on the current Xactimate regional price list for the market and scoped to Minnesota claim rules.

How much does a Minnesota estimate cost?

$50 per claim estimate, and the first one is free. Monthly plans for teams sending claims every month are quoted by our sales team.

How fast is turnaround for a Minnesota claim?

Standard turnaround is 24 hours, and a free sample estimate is delivered within 12 hours. After a major storm we scale the estimating team so local contractors are not queued behind other markets.

What is the deadline for a supplement in Minnesota?

Minnesota's §72A.201 sets the insurer's deadlines; the policy's suit-limitation clause sets yours. Date each supplement so the insurer's response clock is on the record.

Summer hail, winter ice dams and a matching rule

Xactimate® Estimating in Minnesota

The Twin Cities see heavy hail and wind in summer and ice-dam and frozen-pipe losses in winter. Minnesota is also one of the states where the courts have required matching, which changes how siding and roof claims are scoped.

$50 per estimate · first one free · 24-hour turnaround

What drives Minnesota claims

Hail on roofs and siding
Straight-line wind
Ice dams and frozen pipes
Tree fall

Minnesota rules that change the estimate

Insurer deadlines (Minn. Stat. §72A.201)

10 business days to acknowledge, 30 business days from notice to decide unless the investigation cannot reasonably be finished, 60 business days after a proof of loss, and 5 business days to pay an agreed settlement.

Claim deadlines by state →

Matching

Minnesota courts have held that replacement-cost coverage requires matching (Cedar Bluff Townhome Condominium Ass'n v. American Family, 2014), which supports scoping a full elevation or roof slope instead of a patch.

Matching law by state →

Appraisal

Hail disputes in Minnesota often go to appraisal. The decision of whether the amount in dispute justifies the fees is worth running before you invoke the clause.

Appraisal decision calculator →

Minnesota markets we estimate for

Twin Cities Metro

Xactimate estimating in Minneapolis–St. Paul

Twin Cities claims split between summer exterior losses and winter interior water damage. The matching rule makes full-elevation siding scopes a regular part of the work.

Hennepin · Ramsey · Dakota · Anoka · Washington

Minnesota estimating FAQ

Do you write Xactimate estimates for Minnesota claims?: Yes. Estimating is remote, so the same team covers every Minnesota address, including Minneapolis–St. Paul. Each estimate is priced on the current Xactimate regional price list for the market and scoped to Minnesota claim rules.
How much does a Minnesota estimate cost?: $50 per claim estimate, and the first one is free. Monthly plans for teams sending claims every month are quoted by our sales team.
How fast is turnaround for a Minnesota claim?: Standard turnaround is 24 hours, and a free sample estimate is delivered within 12 hours. After a major storm we scale the estimating team so local contractors are not queued behind other markets.
What is the deadline for a supplement in Minnesota?: Minnesota's §72A.201 sets the insurer's deadlines; the policy's suit-limitation clause sets yours. Date each supplement so the insurer's response clock is on the record.

See a Minnesota estimate before you commit

Send one real Minnesota claim, with photos, measurements or a sketch, and get an itemized Xactimate® estimate back within 12 hours. Free, no obligation.

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