Front Range hail and wildfire rebuilds

Xactimate® Estimating in Colorado

Colorado's Front Range is one of the most hail-exposed regions in the country, and wildfire has added a second large claim type. Roof scopes, matching and code items are where estimates diverge.

$50 per estimate · first one free · 24-hour turnaround

What drives Colorado claims

  • Hail on roofs and siding
  • Wildfire total losses
  • Snow load and ice dams
  • Wind

Colorado rules that change the estimate

Matching

Colorado has no matching regulation in our state-by-state table, so matching is argued from the policy's own "like kind and quality" language and the NAIC model standard.

Matching law by state →

Storm verification

Hail claims turn on the date of loss. NOAA storm reports with hail size and distance for the address put the event on the file when the insurer questions it.

Hail history by address →

Roof quantities

Waste, steep-slope and high-roof charges are where roof estimates run short on Colorado's multi-story, steep-pitch homes.

Roof squares calculator →

Colorado markets we estimate for

Colorado estimating FAQ

Do you write Xactimate estimates for Colorado claims?
Yes. Estimating is remote, so the same team covers every Colorado address, including Denver, Colorado Springs. Each estimate is priced on the current Xactimate regional price list for the market and scoped to Colorado claim rules.
How much does a Colorado estimate cost?
$50 per claim estimate, and the first one is free. Monthly plans for teams sending claims every month are quoted by our sales team.
How fast is turnaround for a Colorado claim?
Standard turnaround is 24 hours, and a free sample estimate is delivered within 12 hours. After a major storm we scale the estimating team so local contractors are not queued behind other markets.
What is the deadline for a supplement in Colorado?
No state supplement window is built into our tools for Colorado, so the policy's suit-limitation clause governs. Put the date of loss and the carrier's last payment date on the file.

See a Colorado estimate before you commit

Send one real Colorado claim, with photos, measurements or a sketch, and get an itemized Xactimate® estimate back within 12 hours. Free, no obligation.

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