Greater Houston · Harris · Fort Bend · Montgomery · Brazoria · Galveston
Xactimate® Estimating in Houston, TX
Houston claims are a mix of wind and water, often on the same house, and the policy decides which peril pays what. Estimates have to keep the two apart line by line.
$50 per estimate · first one free · 24-hour turnaround
Local price list
Every line item priced on the current Xactimate regional list for Greater Houston, so the numbers match what the carrier's adjuster sees.
What we see in Houston
- • Hurricane wind and rain
- • Flooding
- • Derecho and straight-line wind
- • Roof and tree damage
What changes the estimate here
Coastal counties such as Galveston and Brazoria fall in the TWIA area, where wind and hail are claimed against a windstorm policy with its own deductible and deadlines.
Recent storm history
Hurricane Harvey (2017) flooded much of Harris County, the May 2024 derecho blew out windows and roofs across the metro, and Hurricane Beryl (July 2024) added wind and tree damage a few weeks later.
Confirm the date of loss with the hail history lookup, check the insurer's deadlines in the claim deadlines by state tool, and watch the region live on the storm map. More on the rules that apply in Texas.
Communities we estimate for
- Katy
- Sugar Land
- The Woodlands
- Pearland
- Cypress
- Spring
- Galveston
- Baytown
- Conroe
Remote estimating: same team, same price list, same turnaround for every address in Harris, Fort Bend, Montgomery, Brazoria, Galveston.
Houston estimating FAQ
- Which Xactimate price list do you use for Houston claims?
- The current month's Xactimate regional price list for the Greater Houston market. Using the same list the carrier's adjuster uses is what makes line-item pricing hard to dispute at review.
- Do you serve all of Harris, Fort Bend, Montgomery, Brazoria, Galveston counties?
- Yes. Estimating is remote, so the same team and turnaround cover every address in Harris, Fort Bend, Montgomery, Brazoria, Galveston and the surrounding communities: Katy, Sugar Land, The Woodlands, Pearland, Cypress and more.
- How much does a Houston estimate cost?
- $50 per claim estimate, and the first one is free. Monthly plans for teams sending claims every month are quoted by our sales team.
- Can you help with supplements and adjuster follow-up?
- Yes. Claims management is a core service: supplemental estimates with photos and code references, and follow-up with your public adjuster through the insurer's review. Chapter 542 sets the insurer's deadlines, and the policy's own suit-limitation and proof-of-loss terms set yours. Put the date of loss and each supplement date on the file.
See a Houston estimate before you commit
Send one real Greater Houston claim, with photos, measurements or a sketch, and get an itemized Xactimate® estimate back within 12 hours. Free, no obligation.
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